"Rich Dad, Poor Dad": Could Citibank Tokenization Mean the End for Bitcoin and USD? Potential Impact on BNB and SPCT Examined

Robert Kiyosaki, the famous author of ‘Rich Dad, Poor Dad,’ is a well-known Bitcoin maxi. But in a recent post on X/Twitter, the writer surprisingly proposed the possibility for BTC and even the US dollar to lose relevance due to the latest Citibank development. Can such a thing happen, and what would it mean for top altcoins like BNB (BNB) and the new VC Spectra (SPCT)?

Let’s first learn about the story before reviewing the prospects of each project.

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Citibank’s Upcoming Tokenization Explained

Citibank, one of America’s oldest banks, plans to transform institutional savings into tokens. This news sparked Kiyosaki’s interest, questioning whether it would spell the beginning of the end for Bitcoin (BTC) and the US dollar.

It’s clear to understand that this is unlikely as Bitcoin (BTC) is a well-established decentralized currency. Although conventional financial firms may incorporate blockchain technology, they will still be centralized, going against crypto’s philosophy.

This is one of the criticisms of BNB, Binance’s utility token. While on a blockchain, the BNB coin price has been negatively affected by the exchange’s internal and regulatory problems. Let’s review this project along with realistic BNB price prediction forecasts.

Is BNB (BNB) A Good Investment?

BNB is near its yearly low of $203 (currently worth $212) due to the never-ending legal and regulatory problems of Binance. There are now concerns about the exchange collapsing at some point, which would be devastating for BNB and the crypto market.

Yet, others believe too much FUD (fear, uncertainty, and doubt) is being spread. Despite the exchange’s problems, Binance remains #1 in trading volume across all crypto exchanges. This is how BNB has been in the top 10 altcoins (often in third place) despite bearish prices.

Assuming Binance can turn things around, the BNB coin price may be a decent bet. Most BNB coin price estimates expect a minimum of $250 by the start of 2024 and $400 by the beginning of 2025.

Let’s conclude with VC Spectra (SPCT), the latest in new DeFi projects. This service uses smart contracts to allow seamless asset management and investing without the presence of financial intermediaries like Citibank.

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Give Your Crypto Portfolio A Much-Needed Boost With VC Spectra (SPCT)

VC Spectra (SPCT) champions the crypto decentralized revolution, providing a trustless hedge fund and trading platform that invests in emerging blockchain and tech startups. VC Spectra (SPCT) is accessible thanks to smart contracts that execute the necessary asset management operations without third parties.

One benefit of such an ecosystem is cost efficiency, which is how no minimum deposits apply on VC Spectra (SPCT), allowing anyone to capitalize on its above-average dividends. This contrasts with firms like Citibank that offer only the best-yielding products to wealthy investors.

On the topic of profits, investors receive dividends with VC Spectra’s utility token, SPCT. Those holding SPCT can begin earning during the ongoing presale currently in Stage 3. SPCT also provides other perks like access to discounted pre-ICOs and voting rights.

Although it’s worth $0.033 in this presale stage, you can buy more with the time-limited 50% deposit bonus. While SPCT will rise by 33% to $0.044 in Stage 4, the total expected gain in the last presale phase is 142%, equaling a new price of $0.080.

In summary, no tokenization from any bank will impact top DeFi projects like VC Spectra (SPCT). With the ever-growing adoption and compound annual rates of blockchain and tech, joining VC Spectra (SPCT) is a no-brainer.