Flare Smart Accounts v1.3: XRP DeFi Now One Signature

Flare Smart Accounts v1.3 cuts XRP-to-DeFi onboarding down to a single XRP Ledger signature, replacing the previous two-signature flow. The July 28, 2026 update adds a second yield vault and three new wallet integrations, letting XRP holders mint FXRP and start earning without a separate EVM wallet or bridge step.

Morgan Stanley ETF Debut Adds Ether, Solana at 0.14% Fee

Morgan Stanley ETF products for ether and solana launched July 28, 2026, on NYSE Arca with a 0.14% fee, the lowest for either asset. The funds stake holdings and pass rewards to investors, building on the firm's $14 billion ETF/ETP suite and its bitcoin trust that topped $381 million by mid-July.

Circle IBM Patent Deal Makes It Top U.S. Holder

Circle IBM patent holdings became the largest in the U.S. after Circle Internet Group acquired nearly 1,000 blockchain patents from IBM on July 27, 2026. The deal expands Circle's IP protection for USDC, Arc and its payments network, though the companies did not disclose financial terms.

SparkKitty Malware Hunts Crypto Seed Phrases in Photos

SparkKitty malware scanned photos on infected iPhones and Android devices for cryptocurrency wallet seed phrases, according to Check Point. The malware hid inside disguised crypto and messaging apps across Apple's App Store and Google Play, with one infected app downloaded more than 10,000 times before removal.

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