Key Takeaways
- Crypto.com is a cryptocurrency exchange platform that allows users to buy, sell, and trade cryptocurrencies.
- They have their native cryptocurrency called CRO, which can be used for various purposes on the platform, such as getting discounts on trading fees.
- Crypto.com also offers a prepaid Visa card that allows users to spend their cryptocurrencies anywhere Visa is accepted.
- They tout high-security measures to keep user funds safe. However, Crypto.com was hacked in January 2022, and as with any cryptocurrency platform, some risk is always involved.
Do you want to start trading cryptocurrencies on Crypto.com? Our full Crypto.com Exchange review will cover everything you need to know about one of the world’s most innovative cryptocurrency exchanges in the market.
What Is Crypto.com?
Crypto.com, the company behind this exchange, was founded in 2016 before Bitcoin and the entire crypto market experienced a bull run in 2017. Their goal was to attract a larger number of users from outside the crypto space to start using digital assets. Notably, Kris Marszalek, the co-founder and CEO of Crypto.com, is also one of the biggest cryptocurrency advocates today.
Over the last few years, the Crypto.com ecosystem has expanded to include a Crypto.com App, a Visa crypto card, an exchange, a non-custodial DeFi wallet (now the Onchain Wallet, part of the Ult app), Crypto.com Earn, Crypto.com Tax, an NFT platform, and many other solutions.
The Crypto.com App and the Crypto.com Exchange are separate apps. The App is for everyday buying, selling and the Visa card. The Exchange, on the web and in its own app, is for advanced traders, with 300+ spot pairs, margin and 100+ perpetual and futures contracts. Availability varies by country.
Features
There are several features for this exchange; we will share them with you in the following sections:
Trading Services
The main feature of the crypto exchange is linked to its trading services. Notably, users can easily buy and sell digital currencies on Crypto.com.
At the same time, the exchange has additional perks for stakers of CRO, the native cryptocurrency that powers the Cronos POS Chain (formerly the Crypto.org Chain). CRO is the platform’s native currency, and several digital assets are traded against it. There are more than 300 spot trading pairs, and many altcoins have been added to the platform.
CRO Staking
The CRO staking option is one of Crypto.com users’ favorite features. On the Exchange, the perks now come from the CRO you hold and lock up there. A CRO balance lowers your trading fees (see Fees below), and locking up CRO adds daily rewards and other benefits.
This works similarly to Binance Coin (BNB) on the Binance crypto exchange. Users who want even better terms can hold or lock up more CRO on the Crypto.com Exchange.
The Syndicate
Crypto.com’s The Syndicate was a platform for launching new crypto projects on its exchange. It allowed users to purchase tokens at a discounted price before they were officially listed for trading. It no longer appears among the Exchange’s services, so the details below are historical.
Here, users can purchase cryptocurrencies at a 50% discount price. To do so, they need to stake CRO on the exchange. The bigger the stake, the bigger the allocation.
The minimum staking requirement to participate in The Syndicate listing event (token sale) is 5,000 CRO. But you can stake more and get a significant share of the event prize pool. Usually, the prize pool is between $250,000 and $500,000.
Also, before being eligible for The Syndicate, you must begin trading on the exchange first. But if you are already using the Crypto.com exchange as your primary crypto trading platform, that should not be a problem. Syndicate campaigns offer better purchase rates for the given cryptocurrency, similar to the image displayed above.
Supercharger
The Supercharger is a liquidity mining platform that allows users to deposit their coins and earn rewards. Users will receive rewards using the most popular Decentralized Finance (DeFi) tokens currently available.
The process is simple. Users deposit CRO in a pool (which they can always withdraw from) and get another cryptocurrency. The CRO is not exchanged for the new cryptocurrency. For example, if you deposit 10,000 CRO to the Supercharger, you can get 10,000 CRO back, plus any interest paid in another cryptocurrency. Supercharger events now last 10 to 60 days, with rewards paid daily afterwards based on your share of the pool.
It is worth mentioning that with the expansion of the DeFi market, the Crypto.com Exchange has continued to innovate to remain competitive in the market. This is why they have added several DeFi features, one of which is the Supercharger, which is the main solution for users who want to begin trading DeFi tokens.
Exchange VIP Program
Like any other crypto exchange, Crypto.com has its own Exchange VIP Program. Retail clients can receive unique perks and many trending incentives to enhance their trading experience.
The eligibility for the Exchange VIP Program depends on 30-day trading volume, starting at US$1 million in spot volume for the first VIP tier. For example, users will gain access to exclusive premiums, such as additional information on product launches and VIP accounts.
Users will also get access to new product launches, a VIP account manager, API tech support, OTC block trades, research reports, and more. Referrals will also receive a 50% commission on net trading fees.
Fees
The fees for spot trading on the Crypto.com Exchange depend on 30-day volume. On October 7, 2026, they ran from 0.25% maker and 0.50% taker below US$10,000 a month down to 0% maker and 0.022% taker for the top VIP tier with a CRO balance. Holding 50,000 CRO or more on the Exchange cuts maker fees to 0% and taker fees by 12%.
Trading fees are charged every single time a transaction occurs on the exchange (when the order is executed). There are no hidden charges for the fees paid by users on the exchange.
In terms of withdrawal fees, they will depend on the digital asset. For example, on October 7, 2026, withdrawing USDT cost 10 USDT on Ethereum (ERC20) and under 1 USDT on Polygon or Solana. Bitcoin withdrawals cost 0.0004 BTC and Litecoin withdrawals 0.002 LTC. These fees follow network costs, so they change. Deposits are free of charge, and some balances may earn rewards through soft lockup (formerly soft staking).
Is Crypto.com Safe?
Crypto.com says it holds customer assets 1:1 and publishes a Proof of Reserves page, checked by an independent third party, where users can verify their balances.
Remember that if you hold your funds on the platform, you are not necessarily the owner of your digital assets. In January 2022, attackers bypassed two-factor authentication on 483 accounts and took about $34 million in ETH and BTC. Crypto.com reimbursed the users.
When configuring your Crypto.com Exchange account, remember to always enable two-factor authentication (2FA). This will ensure that your personal information is secured and anti-phishing codes are established.
Security
Security is one of the most important considerations when using exchanges. Crypto.com knows this, and its team has worked to keep user funds secure at all times.
Furthermore, the crypto exchange has also implemented standard security features, notably two-factor authentication (2FA) and SSL.
In addition, the company holds most virtual currencies in cold storage, which prevents hackers from launching attacks.
Privacy
Privacy is a key part of the cryptocurrency market. However, crypto exchange platforms must comply with KYC and AML regulations. For this reason, the exchange secures your information before users can begin handling and exchanging virtual currencies. This is a standard procedure implemented by most of the best exchanges in the world.
As Crypto.com is one of the most regulated crypto exchanges, the privacy of its users is extremely important. In September 2025, Bloomberg reported a breach in which hackers phished a Crypto.com employee. Crypto.com said the 2023 incident exposed limited personal data of a very small number of people and that no customer funds were accessed.
Regulatory Compliance
Crypto.com is actively pursuing regulatory compliance worldwide. In August 2022, the exchange received registration approval from the Financial Conduct Authority (FCA) as a cryptoasset business, allowing it to offer crypto-related services that comply with local regulations.
Moreover, in December 2023, Crypto.com secured authorization from the FCA as an Electronic Money Institution (EMI), allowing the exchange to offer electronic money products in the UK.
Beyond the UK, the exchange even received approval from the Cyprus Securities and Exchange Commission (CySEC) in July 2022, allowing it to operate as a crypto asset service provider in the country.
In April 2024, Crypto.com was granted a Virtual Asset Service Provider (VASP) license by the Virtual Assets Regulatory Authority (VARA) in Dubai, UAE.
In January 2025, Crypto.com’s Malta entity received a MiCA license, which covers the European Economic Area. In March 2025, the US SEC closed its investigation into Crypto.com without action. Crypto.com’s US licenses include state money transmitter licenses, a broker-dealer registration and CFTC derivatives licenses, and in February 2026 the OCC conditionally approved a Crypto.com national trust bank.
In July 2026, Citadel Securities invested US$400 million in the company at a US$20 billion valuation, and in August the App added tokenized US stocks and ETFs for eligible users in the EEA and other approved countries.
Crypto.com Visa Cards
Among its products and services, Crypto.com offers five tiers of prepaid Visa cards that allow cardholders to spend 90+ cryptocurrencies and 20+ fiat currencies anywhere a Visa card is accepted.
The basic Midnight Blue card is free. Higher tiers require staking the company’s native CRO token for 12 months, although the two lower paid tiers can also be paid for with a monthly subscription. In the EEA, as of October 2026, the stake runs from €450 of CRO for Ruby Steel to €450,000 of CRO for Obsidian.
The five tiers offer different perks, like rebates for certain services like Netflix or Spotify. The more CRO you stake, the higher the tiered card you can have and the more rewards and perks you will receive.
For example, one of the most popular Crypto.com cards is the Rose Gold / Icy White tier. In the EEA, it requires staking €45,000 worth of CRO for 12 months and pays 3.5% back in CRO on everyday spending (0.5% above a monthly cap). It also comes with ongoing Spotify, Netflix and Truth+ rebates, airport lounge access and free ATM withdrawals of up to €800 a month. You will also be allowed to receive a higher APY when staking other coins or tokens on their platform.
Crypto.com Pros And Cons
This is a list of pros and cons for the Crypto.com review:
Pros
- Compliant with regulations.
- Secure cryptocurrency exchange.
- Includes several cryptocurrencies.
- Has its own native token, CRO.
- Has other financial products and services such as Supercharger.
- Standard trading fees.
- Several payment methods are accepted.
Cons
- The exchange app is more tailored to the needs of experienced Crypto.com users, and beginners may find it a bit complex to navigate.
- High deposit and withdrawal fees in some jurisdictions.
How Crypto.com Stacks Up
Crypto.com is indeed one of the most advanced platforms in the cryptocurrency market for handling digital assets today. Users can easily buy and sell virtual currencies and access to unique services and solutions offered by this platform.
Over the last few years, Crypto.com’s ecosystem has been rapidly expanding. The firm continues growing and adding new exciting solutions for users to access the best trading services in the crypto market.
