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European crypto exchange Bitvavo is running a Crypto Deposit Bonus Promotion that lets eligible users earn between 4% and 10% annual percentage yield (APY) on qualifying new crypto deposits made during the campaign.
The promotion runs from June 25 through September 30, 2026. Both new and existing users can participate, but they must opt in through the Bitvavo app, keep Auto-Earn enabled for staking and lending, and transfer eligible crypto from an external source. The maximum total reward is €10,000 per user.
This is not a traditional token airdrop, but a time-limited exchange promotion paid in euros, with the reward scheduled for October 14, 2026.
What Is Bitvavo?
Bitvavo is a Netherlands-based crypto exchange serving customers across Europe. It offers crypto trading as well as staking and lending through its Earn service.
Bitvavo B.V. is authorized by the Dutch Authority for the Financial Markets as a crypto-asset service provider under the European Union’s Markets in Crypto-Assets Regulation (MiCA).
However, Bitvavo notes that staking and lending themselves are not regulated under MiCA and may not carry the same protections as its regulated crypto-asset services.
The current deposit campaign encourages users to transfer crypto from external wallets or other platforms and keep those assets on Bitvavo during the promotion period.
Is the Bitvavo Deposit Bonus Confirmed?
Yes. Bitvavo officially launched the promotion on June 25, 2026, and published detailed terms covering eligibility, reward rates, deposits, trading volume, and payout conditions.
| Bitvavo Promotion Detail | Current Terms |
| Promotion period | June 25 to Sept. 30, 2026 |
| Base rate | 4% APY |
| Maximum rate | 10% APY |
| Maximum reward | €10,000 per user |
| Qualifying assets | New external crypto deposits, excluding stablecoins |
| Auto-Earn | Must remain enabled for staking and lending |
| Payout | Oct. 14, 2026 |
| Reward currency | EUR |
| Eligible users | New and existing qualifying users |
Table 1. Bitvavo Crypto Deposit Bonus Promotion Details
The promotion is available to eligible residents of the European Economic Area plus Switzerland who are at least 18 and have completed Bitvavo’s identity and bank verification requirements.
How to Be Eligible for the Bitvavo Deposit Bonus
Users must meet several conditions before their deposits can begin earning the promotional rate.
You need a verified Bitvavo account, must opt in through the Campaign Hub in the mobile app, and must enable Auto-Earn for both staking and lending. Only qualifying crypto transferred from an external source counts toward the promotion.
Euro deposits and stablecoins such as USD Coin (USDC) and EUR CoinVertible (EURCV) do not count. Cryptocurrencies already in your Bitvavo account before the promotion also do not become an eligible new deposit simply because you opt in later.
The bonus is calculated on net new deposits, meaning the euro value of qualifying crypto deposited during the campaign minus withdrawals made during the same period. Withdrawals can therefore reduce the balance on which your promotional reward is calculated.
If you are tracking other campaigns besides Bitvavo, our airdrops page covers the active campaigns worth watching right now.
How to Participate in the Bitvavo Deposit Bonus
The campaign has three core requirements: opt in, enable Auto-Earn, and deposit eligible crypto. Trading is optional unless you want to move above the base 4% APY tier.
Create or Verify Your Bitvavo Account
Create a Bitvavo account if you do not already have one.
Complete identity and bank verification before joining the campaign. Existing verified users can participate as long as they otherwise meet the promotion requirements.
Opt In Through the Campaign Hub
Open the Bitvavo mobile app and go to the Campaign Hub.
Select the Crypto Deposit Bonus Promotion and tap Join now.
Depositing crypto without opting in does not meet all campaign conditions.
Enable Auto-Earn
Open the Earn section in the Bitvavo app and enable Auto-Earn for both staking and lending.
This setting needs to remain active for a day to count toward the promotional accrual.
If you switch Auto-Earn off on a particular day, Bitvavo says no deposit bonus accrues for that day.
Deposit New Crypto
Transfer eligible crypto from an external wallet or another platform into your Bitvavo account.
The promotion excludes:
- Fiat deposits
- Stablecoin deposits such as USDC and EURCV
- Assets already held on Bitvavo before the campaign
- Other deposits that do not meet the official eligibility rules
Accrual begins once Bitvavo accepts the qualifying deposit. Because the bonus is calculated daily, depositing earlier gives the funds more eligible days before the September 30 deadline.
Trade if You Want a Higher APY
Trading is not required for the base 4% APY.
Users who generate qualifying trading turnover can increase their final campaign rate.
| Eligible Turnover | Total Promotional Rate |
| No trading | 4% APY |
| 5x deposit | 5% APY |
| 10x deposit | 6% APY |
| 20x deposit or more | 10% APY |
Table 2. Bitvavo Deposit Bonus APY Tiers
The turnover is based on the total euro value of eligible filled buy and sell orders relative to your net new deposit. For example, if your eligible deposit is worth €1,000, reaching 10x turnover requires €10,000 in qualifying trades.
Stablecoin pairs do not count toward qualifying turnover.
The 10% APY Is Not a 10% Cash Return Over Three Months
Bitvavo advertises a maximum rate of 10% APY, but the campaign lasts only around three months. APY is an annualized rate, so users do not receive 10% of their deposited amount simply for participating until September 30.
Bitvavo gives its own approximation: over the roughly 100-day campaign, 10% APY works out to about 2.7% of an eligible deposit, while 4% APY is about 1.1%, assuming the funds qualify throughout the full period.
A user who deposits later will earn less because the bonus accrues only for the days the qualifying assets are held on the platform with Auto-Earn enabled.
How the Bitvavo Bonus Is Calculated
Bitvavo calculates the reward daily.
For each qualifying day, the basic calculation is: Net new eligible deposit × final APY rate ÷ 365
Bitvavo determines the final APY tier after the campaign ends based on total qualifying trading turnover.
If you reach a higher trading tier later in the campaign, Bitvavo applies that higher rate retroactively across your entire eligible accrual period, not just from the day you reached the higher tier.
The reward uses simple interest rather than compounding. Accrued promotional rewards do not themselves generate additional campaign rewards.
Withdrawals Can Reduce Your Bonus
Bitvavo allows users to trade, transfer, or withdraw their deposited crypto during the promotion. However, withdrawals reduce the value of your net new deposit used to calculate subsequent daily rewards.
For example, if you deposit €5,000 worth of eligible crypto and later withdraw €2,000, the qualifying net balance can fall to €3,000 for bonus calculations from that point.
If total withdrawals reduce your net new deposit to zero, no additional deposit bonus would accrue on those withdrawn funds.
The Reward Has a 180-Day Withdrawal Restriction
Bitvavo plans to pay eligible rewards in euros on October 14, 2026, before 17:00 CEST.
The original crypto deposit is not subject to a 180-day lock.
Instead, after the promotion pays out, you must keep an amount equal to the bonus on your Bitvavo account for at least 180 days. Bitvavo says that amount remains fully tradable during the restriction period.
That means a user receiving a €500 bonus needs to maintain at least €500 of equivalent value on the platform for the required period, even though the funds can still be traded.
Should You Trade Just to Reach the 10% Tier?
The highest rate requires turnover equal to at least 20 times the qualifying deposit.
That can become substantial. A €10,000 eligible deposit would require at least €200,000 in qualifying trading turnover to reach the 10% APY tier.
Trading more frequently can introduce fees, spreads and market risk. Those costs can outweigh the additional promotional reward, especially because the difference between the base 4% APY and maximum 10% APY applies only during the campaign period.
Users should therefore compare the extra reward with the cost and risk of generating the required volume rather than trading solely to reach a higher promotional tier.
Is the Bitvavo Deposit Bonus Worth It?
The campaign is most straightforward for users who already planned to move eligible crypto to Bitvavo.
Simply deposit qualifying assets and keep Auto-Earn enabled to earn the 4% APY promotional rate without trading.
The higher tiers need more consideration. Moving from 4% to 10% APY requires 20x turnover, and trading costs or market losses can easily exceed the additional bonus if volume is generated purely for the promotion.
Moving assets to a centralized exchange also creates custody risk, plus staking and lending risks for users enabling Auto-Earn.
The promotion ends September 30, so users joining late have fewer days for the annualized rate to accrue.
Frequently Asked Questions
Need a refresher? Here are the questions most readers ask about the Bitvavo deposit bonus.
Is the Bitvavo Deposit Bonus Confirmed?
Yes. Bitvavo officially launched the 2026 Crypto Deposit Bonus Promotion, running from June 25 through September 30 and offering eligible users between 4% and 10% APY on qualifying net new crypto deposits.
Do I Need to Trade to Earn the Bitvavo Bonus?
No. Eligible users can earn the base 4% APY without trading. Qualifying turnover of 5x, 10x, and 20x the deposit raises the rate to 5%, 6%, and 10% APY, respectively.
Do Stablecoin Deposits Qualify?
No. Bitvavo excludes stablecoin deposits such as USDC and EURC, as well as fiat deposits. The campaign applies to eligible crypto deposited from an external source.
When Does Bitvavo Pay the Bonus?
Bitvavo says it will pay eligible rewards in euros on October 14, 2026, before 17:00 CEST. The bonus is capped at €10,000 per user.
Can Existing Bitvavo Users Participate?
Yes. Both new and existing users can participate if they meet the eligibility requirements, opt in through the Campaign Hub, enable Auto-Earn, and make qualifying net new crypto deposits during the promotion period.
