8 Best XRP Wallets In 2019 – How To Securely Store Your Ripple


Jide Idowu


Reading time

7 mins
Last update


Jide Idowu


Reading time

7 mins
Last update


Jide Idowu


Reading time

7 mins
Last update

best XRP Wallets

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In this guide of the best XRP wallets in 2019, we will go through seven crypto wallets where users can store their XRP. However, it’s important to note that unlike Bitcoin wallets, which are usually free, Ripple wallets require users to have 20 XRP to book their wallet address. This is why it’s vital to pick the right wallet at the first time to avoid spending 20 XRP on multiple addresses.

Ripple wallets fall in four categories. We have software wallets which include mobile wallets and desktop wallets. Then there is hardware wallets, paper wallets, and finally, exchange offered wallets where users can buy and store XRP on the platforms. Without much ado, let’s get started.

How To Purchase Ripple (XRP)

XRP has been listed on a whole lot of exchanges and can be purchased using fiat currencies and also exchanged for any of the significant cryptocurrencies.

Among the many options available to purchase the XRP, Binance, Changelly and ShapeShift are some of the top cryptocurrency exchanges where you can easily buy Ripple with other cryptocurrencies. Unlike other exchanges, exchanging one coin for another on Changelly or shapeshift doesn’t require you sending funds to the platform, or registering an account to use the platform. All that’s needed is to send (to an address generated by these platforms) coins/tokens from the wallet in which you have the coins you want to exchange for XRP (could be Ether or Bitcoin) and then you enter your Ripple wallet where you want your XRP stored. The coins will immediately be transfered to With no further action, you should get your Ripple coins at the estimated timeframe.

We have previously written an article on Best Places To Buy Ripple; you might want to check that out.

If you are registered on the Binance exchange, check out our article on How To Buy XRP From Binance.

Best XRP Wallets

Here are our top picks for Ripple wallets in no particular order:

The Ledger Nano S

The Ledger Nano S device is a hardware cryptocurrency wallet for multiple cryptocurrencies – including Ripple (XRP). What makes the Ledger a perfect wallet is the fact that it gives users total control of their cryptocurrency assets. Not only does it gives you access to your private keys but also keeps the key phrases used to access your wallet encrypted right on the device. No one can get access to those keys unless you tell them.

Added to the fact that your private keys are secured, there are added security features that make the Ledger a perfect fit for storing your Ripple coins.

Transactions on the device require physical authentication by pressing the buttons on the device before they are initiated. Which means no one can transfer your cryptocurrencies if they are not physically with your wallet. That gives you some assurance of being safe in cases where cyber attackers have compromised your computer.

Having a Ledger isn’t just to store the Ripple, but also a whole lot of other cryptocurrencies. Meaning purchasing a Ledger is cost effective as you do not need to buy more wallets to hold other cryptocurrencies.

The Toast Wallet

Toast Wallet is a free open source Ripple XRP software wallet for iOS, Android, Windows, Mac and Linux devices.

The Toast is easy to use, and both newbies and geeks can easily find their way through the application with ease. The wallet also gives you the access to your private keys which provides you with total control over your investment. The Toast wallet is also available for Chrome browsers.

Guarda Wallet

Guarda wallet is one of the most advanced and recognized wallets to store not only XRP but also a large number of digital assets in the cryptocurrency market. Guarda is a web-based multi-currency wallet that allows individuals to receive, store, send and exchange cryptocurrencies. 

As XRP becomes widely used around the world by companies and users, Guarda is working in order to be able to offer the best solutions to users that request services for XRP. One of the main advantages that this wallet has is that you can store other digital currencies rather than just XRP. Using a simple interface, Guarda wallet helps investors deal with their funds in virtual currencies. 

The wallet is available for desktop and mobile users. Through this non-custodial solution, users will have the possibility to safely store their digital assets and be protected against third-party attacks and hackers. Cryptocurrency exchanges are vulnerable to these issues and the best thing to do for XRP holders is to purchase the coins desired and send them to a crypto wallet as soon as possible. 

Some of the cryptocurrencies available for users to store on the Guarda digital asset include Bitcoin (BTC), Ethereum (ETH), XRP, Litecoin (LTC), Ethereum Classic (ETC), Bitcoin Gold (BTG) and many others. 

Moreover, the wallet has been collaborating with different foundations, including Ethereum Classic, Zcash (ZEC), Binance and Bitcoin Gold, among others. Although XRP holders will find this wallet very useful, it is also possible to store a wide range of crypto assets. 

Best XRP Wallets: Exarpy Browser Wallet

Not all web wallets are safe, but with the features the Exarpy provides, it sure looks safe if you follow all rules stated. It’s not so much a web wallet, though can be accessed using a web browser, features of this wallet can still be accessed while disconnected from the internet.

The Exarpy is a non-hosted Ripple wallet used to store, send, and receive any amount of Ripple coins without any third party involvement.

Please note that using this wallet is at a cost, as it charges 0.025 Ripples for every transaction and this includes the fee for the Ripple network as well.

The Gate.io Exchange

Why we mentioned, the Gate.io is because of its ease of use. It is important to note that having your cryptocurrencies saved on the exchanges isn’t the best idea. You should use the exchanges to buy or sell while holding your coins/tokens in a wallet you have full control over. If you will make use of the exchanges to keep the Ripple, make sure it’s not a huge amount; one that you can afford to lose.

Gate.io Exchange offers a mobile application alongside the web platform that makes it easy to send and receive Ripple coins on all devices.

Best XRP Wallets: Binance

Binance is another exchange, like the Gate.io. It’s one of the trusted exchanges out there making plans to go decentralized.

Binance is a fast growing exchange launched in 2017 and is grabbing the attention of millions of cryptocurrency users worldwide.

Buy XRP on Binance today!

Storing your XRP (Ripple) on Binance gives you the advantage of converting your coins to other cryptocurrencies and back with ease. However, you shouldn’t hold too much of your Ripple coins on the exchange; you can always transfer to a hardware or software wallet which you have total control over.

See this guide on how to buy XRP on Binance

Atomic wallet

best XRP Wallets

This is a free non-custodial desktop wallet that supports XRP and some other 300+ crypto coins. Not only does the wallet allow users to manage XRP, but it also helps them exchange the currency through an inbuilt exchange engine that is powered by Changelly. Also, users can buy XRP using a credit card.

The features are offered in a simple interface that is provided by a mnemonic seed. The first time Users launch the application, the seed is generated, and they are required to store it safely. The great thing about this wallet is that users are in full control of their funds and their private keys are encrypted on the device.

Paper wallet

best XRP Wallets

Even though paper wallets represent a step backward considering the existence of hardware wallets, they are on par with them when it comes to storing funds safely. Paper wallets are just a piece of paper that contains the wallet’s public and private keys printed on them. Interestingly, the keys are mostly generated offline, and this makes it harder for outsiders, especially hackers, to know of their existence.

Their one main disadvantage is that the piece of paper can get easily misplaced, lost, or damaged by water or fire. To hedge on this, a user can order a wallet with a tamper-proof seal and proceed to laminate it then store it in a safe deposit box or even bury it on their garden.


Carefully review all wallets mentioned above, and you probably might want to do some more research on how each of them works by watching videos on YouTube.

As time goes on, there should be more wallets integrating Ripple on their application making it easily accessible.